HN 提问：你是否也觉得 KYC（了解你的客户）让你对金钱的概念感到厌倦？
2 分•作者: JumpinJack_Cash•21 天前
我认为我们还没到那一步，但如果 KYC（了解你的客户）变得更加严格，我预计一个超精选的、涵盖生活中所有领域的最佳交易信息列表或数据库，其价值将超过 10 万美元。
至少，这个超精选的数据库是属于你的，没有人可以篡改或夺走它，不像那 10 万美元，如果银行认为你的行为模式异常——可能仅仅是因为你飞往哥伦比亚度假，并在那里享受了很多娱乐场所带来的美好时光——这笔钱就会瞬间消失。
而且，银行不喜欢你花钱，并且会想方设法阻止你这样做。
也许只有我一个人这么想，但我将开始更加关注事物（包括物质和体验），以及从源头获取事物的渠道，从而获得更好的交易。我将越来越少地盲目进行粗俗的积累，因为所谓的积累的钱不属于你，随时可能被收走。
这很可能是一种延伸，就像已经发生的食物和水一样，它们的消费是即时的，而不是长期积累。
金钱很可能也会遵循这一趋势，目标是拥有足够的钱度过明天，并在此期间努力争取最佳的购买交易，因为你知道明天又会有新的收入，这个过程会不断重复。
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I don't think we are there yet but if KYC gets even more stringent I anticipate that a hyper curated list or database of where to find the best deals across every domain of life would be worth more than say 100k USD.<p>At least the hypercurated database would be yours and nobody can temper with it or subtract it from you , contrary to the 100k which can be gone in an instant if the bank decides that you are behaving according to abnomal patterns which could be as stupid as flying to Colombia for a vacation and having a good time over there in the many establishments offering a good time for guys.<p>Also banks hate it when you spend it and try every possible move to prevent you from doing so.<p>Maybe I am alone in this but I will start paying much more attention to stuff (both material stuff and experiences) and the funnel to get stuff close to the source and hence get a much better deal for it. What I'd be doing less and less is blindly plowing ahead with vulgar accumulation, because said accumulated money is not yours and can be taken away from you at any time<p>This could be very well be an extension to what already happens with food and water whose consumption is very much just-in-time as opposed to accumulation for long periods of time<p>Money could very well follow this trend and the goal could be having just enough to get through tomorrow and trying to get the best deal on purchases from now to then , knowing that tomorrow another inflow would arrive and the process would repeat itself over and over again.