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我开发了 PutHouse.com，这是一个安全至上的自动化期权交易工具，专为希望从已持有的股票中产生收入的投资者设计。它专注于系统化的备兑看涨期权和现金担保看跌期权，以应用风险管理和可重复的规则，从而能够在糟糕的市场中生存并随着时间的推移持续复利。交易者爆仓的原因在于他们过度交易、追逐高溢价、忽略止损或进行本应避免的交易。PutHouse 避免了这些错误。它的功能 PutHouse 通过 Alpaca（一家 YC 公司，总融资额 3.2 亿美元）连接到经纪账户，并自动寻找备兑看涨期权和现金担保看跌期权的机会。在进行任何交易之前，它会检查以下内容： - 0.05 到 0.15 的希腊值 Delta - 7 到 14 天到期日 (DTE) - VIX 指数 - 最小 VRP 比率 1.10 - 未平仓合约量 - 买卖价差 - IV 至少 30% - 盈利和事件风险 - 相对强弱指标 (RSI) - 仓位规模 - 现有亏损仓位如果交易未通过筛选，它将什么也不做，这与买入并持有相同。策略这不会采用“车轮策略”，因为我不想被指派。我希望股票能够长期增长并复利，而截图中 1% 的期权溢价是股票增长之上的额外收入来源。退出规则包括： - 在 50% 的利润处止盈 - 当希腊值 Delta 达到 0.30 时止损风险控制 PutHouse 根据账户规模限制现金担保看跌期权，限制每个标的合约的数量，并避免用看涨期权覆盖过多的股票仓位。假设损失（在期权收入方面）是不可避免的。这就像保险公司支付理赔一样，是经营业务的成本。关键在于确定交易规模，以使损失可以承受。最棒的是，你仍然持有股票以获得复利和上涨潜力。回溯测试该策略已在 2012 年至今的市场数据上进行了回溯测试，以测试不同波动率环境下的规则，结果显示净利润。回溯测试包括费用、价差和退出假设。为什么自动化很重要备兑看涨期权和现金担保看跌期权是任何人都可以手动操作的简单策略。但自动化通过消除犹豫、报复性交易和焦虑来持续管理风险。此外，你每天可以节省大量时间。它有什么不同之处大多数经纪商都优化用户参与度，并向交易者提供更多信息。PutHouse 针对盈利结果进行了优化。备注该产品已上线，用户平均账户规模约为 5 万美元。我个人使用它交易我的 65 万美元的投资组合。期权收入是长期股票持有之上的一个补充，用于再投资利润和复利股票升值。默认模式是保守的，以确保安全第一，因为交易者低估了小错误朝错误方向复利的速度。但我将添加一个开关，供希望进行更多风险交易或配置自己参数的用户使用。很乐意回答问题，尤其是关于你们怀疑的任何事情。

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I built PutHouse.com, a safety-first, automated options trading tool for investors who want to generate income from stocks they already own.It focuses on systematic covered calls and cash-secured puts to apply risk management and repeatable rules so it can survive bad markets and keep compounding over time. Traders blow up because they oversize, chase premium, override exits, or take trades they should have skipped. PutHouse avoids those mistakes.What it does PutHouse connects to a brokerage account through Alpaca (a YC company, $320m total funding) and automatically looks for covered call and cash-secured put opportunities.Before entering any trade, it checks things like: - 0.05 to 0.15 delta - 7 to 14 DTE - VIX index - Minimum VRP ratio of 1.10 - Open interest - Bid/ask spread - IV at least 30% - Earnings and event risk - RSI - Position size - Existing underwater positionsIf a trade does not pass the filters, it simply does nothing which is the same as buy and hold.Strategy This doesn’t do the wheel because I don’t want to get assigned. I want long-term stock growth to compound and the 1% options premium in the screenshot is an added income layer on top of the stock growth.Exit rules include: - Take profits at 50% - Cut risk if delta reaches 0.30Risk controls PutHouse caps cash-secured puts by account size, limits the number of contracts per symbol, and avoids covering too much of a stock position with calls.It's assumed that losses (on options income) are inevitable. It’s the cost of doing business like an insurance business paying out claims. The point is to size trades so losses are survivable. The great part is you still hold the stock for compounding and upside.Backtesting The strategy has been backtested on market data going back to 2012 to stress test the rules across different volatility regimes and it showed a net profit. The backtest includes fees, spreads, and exit assumptions.Why automation matters Covered calls and cash-secured puts are simple strategies that anyone can do manually. But automation consistently manages risk by removing second guessing, revenge trading, and anxiety. Plus, you save A LOT of time each day.What makes it different Most brokerages optimize for engagement and give traders more information. PutHouse is optimized for profitable outcomes.Notes The product is live with users averaging around $50k in account size. I personally trade my $650k portfolio with it.The options income is a layer on top of long-term stock ownership for reinvesting profits and compounding stock appreciation.The default mode is conservative to stay safe-first because traders underestimate how fast small mistakes compound in the wrong direction. But I’ll add a toggle for users who want to trade with more risk or configure their own parameters.Happy to answer questions, especially around anything you guys are skeptical about.

构建了一个以安全为首要考量的备兑看涨期权自动化工具。