Stripe 将从你追回的争议款项中抽取 30% 的分成

6作者: yani8 个月前
您好, 我们很高兴地与您分享,您将从 2025 年 11 月开始提前使用 Smart Disputes 功能。我们将在您的账户迁移时自动启用此新产品。Smart Disputes 将帮助您节省管理符合条件的信用卡交易纠纷的时间,并收回收入——您无需采取任何行动。 为您带来的好处 管理纠纷非常耗时,而且很难知道提交什么证据。Smart Disputes 可以帮助您: 节省时间:我们会自动整理证据并回复纠纷,因此您无需花费时间处理它们。 收回收入:我们的证据是使用人工智能编译的,该人工智能基于 Stripe 每年处理的超过 1 万亿美元的支付额的真实纠纷数据进行训练,以帮助您收回有争议的收入。 无需集成即可开始使用:与其他自动化纠纷管理解决方案不同,Smart Disputes 内置于 Stripe 中,因此无需额外的工作进行集成。 运作方式 当您收到符合条件的信用卡交易纠纷时,我们会通知您,并自动为您整理证据。如果您在纠纷截止日期前未采取行动,Stripe 将代表您自动提交此证据。您始终可以选择在截止日期前接受纠纷或手动反驳。 只有在您胜诉时才付费 如果您使用 Smart Disputes 胜诉,您将支付追回的争议金额的 30%。如果您没有胜诉,则不收取 Smart Disputes 的费用。收到纠纷的费用仍然适用于所有纠纷,包括使用 Smart Disputes 反驳的纠纷。 如何关闭自动提交 如果您不想使用 Smart Disputes,则可以在您的 Dashboard 中关闭自动提交。如果您选择退出,您仍然可以在为您的帐户启用 Smart Disputes 后手动提交它生成的证据。 有问题吗?请访问我们的支持网站——我们随时为您提供帮助。 —— Stripe 团队
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Hello,<p>We’re excited to share that you’ll get early access to Smart Disputes starting November 2025. We’ll automatically enable this new product on your account Migration. Smart Disputes will help you save time managing eligible disputes on card transactions and recover revenue - with no action needed from you.<p>Benefits to you Managing disputes is time-consuming, and it can be difficult to know what evidence to submit. Smart Disputes helps:<p>Save time: We automatically compile evidence and respond to disputes, so you don’t have to spend time fighting them.<p>Recover revenue: Our evidence is compiled using AI trained on real dispute data from the more than $1 trillion in payments Stripe processes annually, to help you recover disputed revenue.<p>Get started with no integration required: Unlike other automated dispute management solutions, Smart Disputes is built into Stripe so there’s no extra work to integrate.<p>How it works We’ll notify you when you receive an eligible dispute on a card transaction and automatically compile evidence for you. If you don’t take action before the dispute deadline, Stripe will automatically submit this evidence on your behalf. You can always choose to accept the dispute or counter it manually before the deadline.<p>Only pay when you win If you win a dispute using Smart Disputes, you’ll pay 30% of the recovered disputed amount. If you don’t win, then no fees for Smart Disputes apply. The fee for receiving a dispute still applies to all disputes, including ones countered with Smart Disputes.<p>How to turn off auto-submission If you don’t want to use Smart Disputes, then you can turn off auto-submission in your Dashboard. If you opt out, you can still manually submit evidence generated by Smart Disputes once it is enabled for your account.<p>Questions? Please visit our support site—we’re here to help.<p>— The Stripe team