不接受信用卡支付以避免拒付，您有什么看法吗？
1 分•作者: zerp12•8 个月前
目前，我的 SaaS 服务暂不支持信用卡或借记卡支付，以避免拒付费用。<p>我看到一些文章（例如：https://www.reddit.com/r/paypal/comments/1juoa18/client_issued_a_chargeback_after_over_a_year_what/）提到，客户甚至在一年后仍会发起拒付。据我所知，如果我一年内收到 12 笔付款，一个客户可能会对这 12 笔付款全部拒付，总计 12*15 美元 = 180 美元。对于一家小型企业来说，这似乎承担了很大的风险。<p>我目前仅接受 UPI（统一支付接口）或印度银行的网上银行支付。这可能会带来一些限制，但我不必担心每笔收款都会损失 15-30 美元。<p>您对此有什么看法吗？
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I am currently not accepting credit or debit cards as payment for my SaaS to avoid chargeback fees.<p>I have seen a few articles ( like https://www.reddit.com/r/paypal/comments/1juoa18/client_issued_a_chargeback_after_over_a_year_what/ ) mention that customers issued chargebacks even after 1 year. As I understand, if I take 12 payments in a year, 1 customer can potentially chargeback all 12 payments for a total of 12*15= $180. This seems like a lot of liability for a small business.<p>I am only selling with UPI ( Unified Payments Interface ) or net banking with Indian banks . This may be limiting but I do not have to worry about losing $15 - $30 for every payment that I receive.<p>Do you have any views to share on this ?