寻求帮助：为 AI 应用寻找合适的信用管理方案
1 分•作者: aman_madhukar02•9 个月前
过去 6 个月以来，我一直在尝试为我们的 AI 应用构建一个像样的信用额度系统，但至今仍未找到一个从用户信用额度管理到支付的、令人满意的端到端解决方案。
以下是我尝试过的服务：
* Stripe：适合常规订阅，但需要我自己实现整个信用额度系统。
* Lemonsqueezy：看起来不错，但他们的信用额度系统感觉像是为传统的 SaaS 应用设计的，而不是为 AI 应用设计的，在 AI 应用中，我需要为工具调用、LLM 信用额度进行计费。
* Lago：我也试用了这个基于开源计量计费的方案，但仍然无法满足 AI LLM 信用额度 + 工具调用的需求。
我真正需要的是：
* 基于信用额度的计费，包括充值和后付费
* 套餐升级/降级，并处理按比例分摊的周期
* 信用额度过期
* 超额保护
* 团队/组织信用额度池
我现在真的在考虑从头开始构建这个系统，这在 2025 年看来简直是疯了。一定有东西可以正确处理 AI 应用的计费问题。
很想知道你们实际使用的是什么，而且用起来不那么糟糕？请告诉我有一个可行的解决方案，也许只是我太笨了，没找到它。
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Been trying to build a decent credit system for our AI application for the past 6 months and still didn't get any good end to end solution from managing user credits to payments.<p>Here's is the list of services I've tried :<p>- Stripe: good for reg. subscription but had to implement to whole credit system on my own.<p>- Lemonsqueezy: Looks goods but their credit system feels like it was designed for traditional saas apps not for ai apps where i have to for credits for tool calling, llm credits.<p>- Lago: I tried this open source metering based as well but still not upto the mark for ai llm credits + tool calling.<p>what i actually need:<p>- Credit-based billing both recharge and post-paid<p>- Plan upgrades/downgrades with handling proration period<p>- Credit expiration<p>- Overage protection<p>- Team/organisation credit pooling<p>I'm literally considering building this from scratch at this point, which feels insane in 2025. There HAS to be something out there that handles AI app billing properly.<p>would love to know what are you actually using that doesn't suck? Please tell me there's a solution that works and I'm just too stupid to find it.