策略还是空想?

3作者: KangrooJack7 个月前
总的来说,我目前的策略侧重于增加初始资本。以下是我正在采取的措施: 我在澳大利亚的采矿业工作,即使是入门级职位,每周也能赚到大约 2000 澳元。就个人而言,我的税务居住地在巴拉圭。至于企业结构,我还在考虑是设立格鲁吉亚的有限责任公司(LTD)还是爱沙尼亚的 OÜ。如果我发现位于伯利兹的公司在亚洲或欧洲市场更具信誉,我可能会选择这条路。 设立所有东西——包括个人和运营方面——的估计成本约为 10,000 美元。自 2022 年以来,在巴拉圭获得税务居住权变得容易多了。如今,你可以通过一家专业机构办理,费用约为 4,000 美元。他们还提供一个临时居住地址,这是提交文件所需的。对我来说,这一点有点障碍,因为我最近搬到了澳大利亚。自己办理大约需要八个月的时间,而且你仍然需要在巴拉圭待至少 3-4 天才能找到并租一套一居室公寓。 方案 A 利用我的采矿工资通过公司结构投资于股票或股票 ETF,遵循平均成本法,并利用复利。 重点是选择累积型基金——那些再投资利润的基金——而不是分配型基金。 目标不是资本收益,至少不是主要目标,而是建立可用于向银行或金融机构申请贷款和抵押贷款的金融资产。 方案 B 一旦我有了抵押品,我将用它来获得融资并购买实物资产——房地产或高价值商品——采取务实、稳健的方法。 逐步进行: 购买房产 出租 最初专注于学生公寓,以获得稳定的需求 稍后转向高端市场,并瞄准更专业的租赁领域 例如,在阿尔巴尼亚,你可以用大约 11 万欧元建造一些非常有吸引力的东西——特别是如果你对设计有很好的眼光。 假设采矿收入保持稳定(这是整个计划的基础),只要我妥善管理风险并保持稳健的偿债能力,我就可以承担多笔贷款。 你只需要一套房产就可以开始并积累经验。两套意味着你开始认真对待了。当你拥有三套时,你就不再是新手了。 就我而言——由于我将出租这些房产——关键是要确保租金收入在明确定义和预先计算的时间范围内覆盖债务。这创造了一个自融资系统。 我对此并不感到压力。真正的挑战只是最初的规划和结构。至于意外事件,我已经准备好应对它们了。 有人有兴趣讨论这个吗? 或者有任何关于在哪里与有类似心态和抱负的人联系的建议吗?
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n general, my current strategy is focused on increasing initial capital. Here&#x27;s how I&#x27;m approaching it:<p>I&#x27;m working in the mining industry in Australia, where even entry-level positions start at around AUD 2,000 per week. On a personal level, I hold tax residency in Paraguay. As for the business structure, I&#x27;m still deciding between setting up a Georgian LTD or an Estonian OU. If I find that a Belize-based company offers more credibility in Asian or European markets, I might go in that direction instead.<p>The estimated cost to set everything up—both personal and operational—is around USD 10,000. Getting fiscal residency in Paraguay has become much simpler since 2022. Today, you can do it through a specialized agency for around USD 4,000. They also provide a temporary residential address, which is a requirement for filing the paperwork. That part was a bit of a hurdle for me, since I recently moved to Australia. Doing it independently would take around eight months, and you’d still need to spend at least 3–4 days in Paraguay to find and rent a one-bedroom apartment.<p>Plan A Use my mining salary to invest in stocks or equity ETFs through a company structure, following a dollar-cost averaging strategy and taking advantage of compound interest. The focus is on choosing accumulating funds—those that reinvest profits—rather than distributing ones. The goal isn’t capital gains, at least not primarily, but rather to build up financial assets that can be used as collateral for loans and mortgages with banks or financial institutions.<p>Plan B Once I have collateral, I’ll use it to secure financing and purchase physical assets—real estate or high-value goods—with a practical, grounded approach. Step-by-step:<p>Buy a property Rent it out Initially focus on student housing for consistent demand Later move upmarket and target more specialized rental niches For example, in Albania, you can build something quite appealing with around EUR 110,000—especially if you’ve got a good eye for design.<p>Assuming the mining income remains stable (which is the foundation of the entire plan), I can take on multiple loans as long as I manage risk properly and maintain solid debt servicing capacity. You only need one property to get started and build experience. Two means you&#x27;re getting serious. By the time you have three, you&#x27;re no longer a beginner.<p>In my case—since I’d be renting the properties—the key is to ensure that rental income covers the debt within a clearly defined and pre-calculated time frame. That creates a self-financing system.<p>I’m not stressed about any of this. The real challenge is just the initial planning and structuring. As for unexpected events, I’m ready to handle them as they come.<p>Anyone interested in discussing this? Or have any tips on where to connect with people who have a similar mindset and ambition?