Visa 账户更新服务的骗局
7 分•作者: mountainriver•6 个月前
Visa 账户更新服务是一项由 Visa 提供的服务，如果您的信用卡号码发生变更，甚至是关闭并开设新的信用卡账户，Visa 可以在未经您许可的情况下，将您的新信用卡详细信息提供给商家，用于订阅服务。
我遇到了一个问题，有些订阅服务很难取消，所以我决定直接取消那张信用卡。我打电话给富国银行，让他们给我一个新的信用卡号码，他们照做了，然后我就继续过我的生活了。
下个月，又出现了一堆同样的收费。我再次打电话给他们，他们告诉我关于 Visa 账户更新服务的事情。我对此感到非常震惊，竟然会有这种事。我告诉他们我不想参与这个项目，他们说这是 Visa 处理的，不是他们。我打电话给 Visa，他们说他们不处理这个，是富国银行处理的。
我再次打电话给富国银行，他们说他们不知道如何选择退出。那位女士问了她的经理，经理也不知道。她花了一些时间搜索他们的文档，文档里什么也没有。她告诉我，万无一失的方法是完全关闭该账户，然后创建一个新账户，并使用一张新卡。我非常恼火，但还是照做了。
下个月，您猜怎么着？又出现了一堆同样的收费，而且是在一个我甚至还没有激活信用卡的全新账户上。我再次打电话给富国银行，他们更多地谈论了 Visa 账户更新服务，但无法关闭它或纠正这种情况。
现在我已经等了两个小时了，他们还在试图弄清楚该怎么处理这件事。我简直不敢相信这甚至是合法的，这是我见过的最疯狂的商业行为。我知道这在某些情况下可能很方便，但它显然是一个旨在延续向信用卡收费订阅的骗局。
希望这能帮助到下一个人。
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Visa Account Updater is a service by which if you change your credit card number, or even close and open a new credit card account, Visa can give a merchant your new credit card details for subscription services without ever asking your permission<p>I ran into an issue where I had some subscriptions that were very difficult to cancel, so I decided to just cancel that credit card number. I called Wells Fargo, told them to give me a new credit card number, which they did and I moved on with my life.<p>Next month, a bunch of the same charges. I call them back, they tell me about Visa Account Updater. I am extremely taken back that this is even possible. I told them I didn't want to be a part of that program, they told me that Visa handles this and not them. I call Visa and they tell me they don't handle this and that Wells Fargo does.<p>I call back Wells Fargo, they tell me they have no idea how to opt out of it. The lady asks her manager, the manager also doesn't know. She spends some time searching their documentation, nothing in the docs. She tells me the sure fire way is to close the account entirely and create a new account with a new card. I'm deeply annoyed but go ahead and do this.<p>Next month, guess what? A bunch of the same charges again, on a fresh account I haven't even activated the credit card for. I call Wells Fargo back, they talk more about Visa Account Updater but have no way of turning it off or rectifying the situation.<p>I'm now on hold for the last two hours as they try to figure out what to do about this. I can't believe this is even legal, its the most insane business practice I've ever seen. I get that this may be handy in some situations but its clearly a scam designed to perpetuate charging subscriptions to credit cards.<p>Hope this helps the next person.